Free tools for the real questions: Where did my paycheck go? How do I build credit? Can I afford an apartment? No accounts. No tracking. Just answers. Why this exists →
Explore the Tools →The tools people hit first. Each one takes less than a minute to use.
Plug in your gross pay and see exactly where every deduction goes — in plain English.
Launch tool → MoneyThe chart that changes everything. See why starting at 18 beats starting at 25.
Launch tool → MoneyToggle real scenarios and watch your score go up or down in real time.
Launch tool → MoneyTrack where your money goes and see how it stacks up against the 50/30/20 rule.
Launch tool → CareerFill in what you've got — even volunteering and hobbies count. Print when you're done.
Launch tool → LifeThe real cost of moving out: move-in day, monthly bills, and the stuff nobody tells you.
Launch tool →Pick a category or browse them all. Everything runs right in your browser — nothing to sign up for.
Paychecks, budgets, credit scores, taxes, tipping, saving, and investing basics
16 toolsYour rights at work, building a resume, and getting ready for your first job
6 toolsStudent loans, what you'll really owe, and how to pay less over time
2 toolsFirst apartment costs, true cost of owning a car, hidden fees, and the rules of thumb that keep you afloat
14 toolsNo cookies, no accounts, no personal data. We use anonymous, cookie-free analytics. Your numbers stay on your device.
Tax brackets, minimum wages, and loan rates come from official sources. We show our work.
No premium tier, no paywall, no "free trial." Every tool is free because this stuff should be.
There's no order, no curriculum, no quiz. Just find the thing you're trying to figure out and use it. Everything runs in your browser — nothing to install or sign up for.
Browse the categories above or jump to something specific
Results update as you type — no buttons to click
Every tool explains the "why" — not just the math