Life Admin

Health Insurance 101

Health insurance is confusing on purpose. This page breaks down every term you'll encounter, shows you what actually happens when you use insurance, and explains your options as a young adult.

// The Jargon, Decoded

These six terms are 90% of what you need to understand health insurance. The rest is details.

// See How It Actually Works

Pick a medical scenario and a plan type. Watch how costs flow through the system — from your premium to your deductible to your copay to your out-of-pocket max.

// Your Options as a Young Adult
// The Age-26 Cliff